One way to stretch your savings is by coming up with a strict budget to abide by. Try to cut down on unnecessary expenditures – your daily Starbucks, eating outside, takeaways and wasteful subscriptions. Cutting down on these expenses even before a recession can be really beneficial to you in the long run as you find yourself with a higher degree of financial freedom. However, many of you may not have had to come up with a budget before and these drastic lifestyle changes can be difficult to stick to as time goes by. Thus, if you would like to learn more about how to make an effective budget and adhere to it, you can use the link below to sign up for a personal budgeting course.